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These are the stories of satisfied customers who have found good reasons to acquire a reverse mortgage. Many of the reasons are different but they all have one thing in common, it placed them into a better financial position. HECMLoans.com was there to lend a helping hand!

Needs Based Reason
Mr. Scott - Texas
FHA HECM Reverse Mortgage - Monthly Adjustable

I was in a really bad need of some additional money to help pay my bills. Social Security just was not enough for me to make ends meet. A friend told me of the government HECM reverse mortgage program. I wanted to find out as much information as I could about the government HECM program. I contacted HECMLoans.com and they helped put me in contact with a reputable lender who helped explain many things to me about the program. They answered all my questions and gave me a complete information package on the program, and told me how much I would qualify for. A reverse Mortgage was what helped me get the money I needed. Now I am in a much better situation. I am very thankful that there was a program like this to help me.

Wants Based Reason
Mr. Mrs. Stevens - Florida
FHA HECM Reverse Mortgage - Monthly Adjustable

We were looking into our options of getting some type of loan so we could do more traveling in our senior years. When I first found out about this program I was very skeptical. This sounded too good to be true. I wanted to know what is the catch to all this. As I learned more about the program, I found out that it was a safe government program for seniors to get money from their home with no payments! We decided to go ahead with it. We just went on our first boat cruise to the Caribbean, we have not been able to in years! We really enjoy traveling and look forward to many more trips. Thank You.

Needs Based Reason
Ms. Hansen - Michigan
FHA HECM Reverse Mortgage - Monthly Adjustable

I was having a hard time with medical bills and the increase in my prescription costs. After my husband died 4 years ago I have been living off of only my social security which is much less than what we used to receive together. The HECM reverse mortgage program allowed me to get the money I needed to help make ends meet. I don't know what I would have done without this program. I feel a lot better now that I don't have to worry about those medical bills.

Wants Based Reason
Ms. Cormier - Florida
FHA HECM Reverse Mortgage - Monthly Adjustable

Some time ago I became interested in a reverse mortgage it was a new thing on the market and was available to individuals that had reached the age of sixty-two. I did not want to have a monthly payment, as with a traditional equity loan, and felt the equity in my house was lying dormant and I needed the money now. So I waited for a few years and then I started looking into it. My reverse mortgage specialist placed the wheels in motion for me. They made the whole process stress free. They were there every time I needed to ask questions and always returned my calls. Everything was explained in detail and in words that were easy to understand. I now have my reverse mortgage and I am able to use the funds for my immediate needs. I am very happy with my reverse mortgage.

Estate Planning Based Reason
Mr. Mrs. Fleming - Illinois
Zero Point Cash Account - Reverse Mortgage

We were looking into financial planning ideas that would place us in a better financial position with our main concerns focused on our estate. HECMLoans.com helped put me in contact with a reputable lender who informed us about the Zero Point Cash Account program. We found out that by leveraging our equity and investing the proceeds into a simple single premium life insurance product that we would be able to help provide our heirs with a much larger inheritance.

Financial Planning Based Reason
Mr. Mrs. Hemmingway - Florida
FHA HECM Reverse Mortgage - Monthly Adjustable

With the rise in health care costs we were concerned about the future. We wanted to buy a long term health care insurance plan so that if, and when, we became in need, the care providers would come to the comfort of our home and take care of us. The insurance was more expensive than we had expected and we did not want to invest all of our retirement savings. We heard about the HECM reverse mortgage program and decided to learn more about it. HECMLoans.com helped put us in contact with a reputable lender and took all the guess work out of it. It turned out to be a great investment for us and we feel reassured knowing that we now prepared for the future.